Information to Help You If You Are A Tenant or Homeowner Facing Eviction or Foreclosure
If your housing is being threatened by foreclosure, we STRONGLY recommend that you get information about your rights and assistance right away. Waiting may mean it is too late.
MAAPL does not work with individual cases, although some of our members do... so contacting MAAPL will not get you the help you need. This page is here to point you to resources and people who can assist you. PLEASE use this information and begin the struggle for your rights NOW!
Borrowers Can Now Request An Independent Foreclosure Review
On November 1, 2011, the Federal Reserve Board announced that borrowers
who believe they were financially harmed during the mortgage foreclosure
process by specific participating institutions in 2009 and 2010 can now
request an independent review and potentially receive compensation.
Servicers are required to compensate borrowers for financial injury
resulting from deficiencies in their foreclosure processes.
Borrowers are eligible for a review if their primary residence was in
the foreclosure process in 2009 or 2010, whether or not the foreclosure
was completed. The review is intended to determine if those borrowers
suffered financial harm directly resulting from errors,
misrepresentations, or other deficiencies. The Federal Reserve will
monitor the implementation of the program and the servicers' outreach
efforts.
To apply for a review, individuals may call 888-952-9105, Monday
through Friday from 8 am to 10 pm (ET), and Saturday from 8 am to 5 pm
(ET). Requests for review by the servicers' independent consultants must be received by April 30, 2012. There are no costs associated with being included in the review.
For more information, visit the Independent Foreclosure Review Web site at http://independentforeclosurereview.com
You can also download a document with a summary of the Web site information. (Word file)
Helpful Documents
Helpful Web Pages
Local Advocacy and Organizing Meetings
Boston area – Bank Tenant’s Association, City Life /Vida Urbana
Tuesdays: 6:30pm – 284 Amory Street, Jamaica Plain, MA
Worcester area – Worcester Anti-Foreclosure Team
1st and 3rd Wednesdays: 6-8pm at Pleasant St. Neighborhood Network Center, 301 Pleasant St., Worcester, MA
Spanish-English interpreting provided.
Call 508-614-9238 or email
WorcesterAntiForeclosureTeam@gmail.com
Lynn – Lynn United for Change
Chelsea - Chelsea Collaborative
2nd Wednesday every month: 6-8pm at 318 Broadway, Chelsea
Pizza and Spanish-English interpreting provided.
Call Eliza at 617-889-6080 x. 112, or write to elizap@chelseacollab.org for details or questions.
East Boston & North Shore - North Side Bank Tenant Association
Every Wednesday: 6-8pm at Our Saviour's Lutheran Church, 28 Paris St., E. Boston
Contact Dominic DeSiata at (857) 203-239 for info. Spanish interpreting available.
Springfield: Springfield Bank Tenant Association, No One Leaves Coalition
Tuesdays: 6-8 PM at 322 Main Street, Springfield (HAP Housing Building).
Helpful Agencies
- Legal Advocacy and Resource Center - especially for tenants and former homeowners post foreclosure. Tell them you are calling as a resident in a foreclosed building.
- http://www.larcma.org/contact_us
- Hotline (for brief advice and referrals):?617-603-1700 or 1-800-342-LAWS
- Our hours of operation are Mon., Tue., Thurs, Fri from 9:00 a.m. to 1:00 p.m. and from 2:00 p.m. to 3:15 p.m.
- On Tuesdays, the hotline is open from 5:00 p.m.to 7:30 p.m.
- On Wednesday, phone lines are open from 9:00 a.m. to 12:30 p.m.
- City of Boston Home Center: 617-635-HOME (4663)
- HUD Counseling (for locations outside of Boston): 800-569-4287
Federal Assistance Programs